Way CoolBy Gary Scott * Natural Health Tip – Stay Cool with Triphala * Ecuador Real Estate – Sat Cool With Your Own Business * International Investments – Stay Cool with Enough The first part of this message looked at a USA Today article entitled “Jack’s in good shape so no need to take risk”. That USA Today article reviewed the portfolio of a 66 year old man, named Jack, who was still working full time and had a savings portfolio of $584,000. He was thinking about shifting to part time work. The article suggested that he is in good shape financially and so should shift the weighting of his portfolio from equities and overseas investments into more US dollar investments and more bonds and less shares. The article concluded that this move would be more conservative. You can read part one of this message at spottingtrends.com part 1. A concern with this article is that the advice totally ignored a huge financial risk that Jack faces, his wife’s health. He has medical insurance only until he retires. This could create an enormous problem. His huge risk is the chance of high medical costs his wife may face. She has already had open heart surgery and will not be eligible for insurance once Jack retires. One or two heart surgeries could put a mighty dent in their savings! I mention this fact because this risk of catastrophic medical bills is so prevalent in the West. This family’s hard work and disciplined savings hands could be on the tender thread of a heart beat. One small glitch can wipe a lifetime of effort, thrift and diligence out! A reader suggested that this risk may not be large when he wrote: “Gary, Jack and his wife, provided she's 65 or older, are both eligible for Medicare. They can purchase Medigap coverage for about $100-150 a month. With Medicare and Medicap they will have better health insurance than either you or I can get for around $200 a month. So the catastrophic medical expense argument seems null.” Let’s hope this is correct, but here the problem we have been looking at over numerous week is inflation. However a recent message at this site shows that because of inflation US retirement costs will soar starting in 2008, and Medicaid costs will really skyrocket beginning 2011. The problem is growing as well since federal, state and local governments have added nearly $10 trillion (the Federal debt right now created over this nation’s entire history is a bit over $8 trillion) in just the past two years. The first act of inflation is to destroy fixed income, pension and retirement benefits! So there is extreme danger in relying on Social Security, Medicare or Medicaid. You can read this message at spottingtrends.com/powerful_investment_trends_35.htm The third segment of this message will look at the extreme danger of relying on insurance at all! This means that with his wife’s medical history of heart disease there is not a lot Jack can do financially to assure economic soundness. It is really hard to find short term investments that will outstrip rising health and insurance costs. This is a good reason you should join us in North Carolina this September 15-16-17 to learn more about fighting inflation. Merri, Thomas Fischer from Jyske Bank Copenhagen, Steve Marchant from Ecuador and I will conduct our International Business and Investing Made EZ course. For details go to garyascott.com/catalog/ibeznc.html Fortunately there is more than one way to skin a cat. The USA Today article missed a solution because Western mindset, put life in boxes. Investing and finance are in one box. Religion is in another. Family yet one more and health fits into yet another box. The boxes are never mixed! So the USA Today article fizzles in the end and really ignores Jack’s biggest risk. The article misses even implying that Jack could perhaps reduce his financial risk through changing lifestyles. We don’t have to just cross our fingers and hope for good health. There is a lot all of us can do, by changing lifestyles, to reduce the risk of diseases that create horrible costs. For example, one way Merri and I altered our lifestyle to reduce the risk of heart disease is to regularly use Triphala. Triphala is an inexpensive way to improve heart health and much more. Ayurveda the Indian science of life, looks at health as a balance between three physical elements in the body, motion (air), material (earth) and digestion (fire). Ayurveda recognizes that each season aggravates or pacifies one of these elements. The hot summer, not surprisingly, aggravates the fire. Aggravated fire can imbalance the blood and heart. During the fiery dog days we should take additional care to live and eat in a way that stops a build up of fire within our body. Some ways to keep cool are to reduce the intake of salty, spicy and sour foods. Eat more astringent foods such as lettuce, celery, spinach, asparagus, green beans and bitter (lentils) foods. Such dietary considerations are not always easy to attain especially for the kids as they go back to school. This is why it’s good to know that an incredibly powerful, but simple way to cool down in the summer is to take Triphala. This comes in an easy to use stable tablet form and is so gentle that it is considered a second mother for children in India. Triphala works in all seasons. This makes it one of the most used formulas in Ayurvedic Medicine. It is a blend of three fruits from three trees, Indian gooseberry, Vibhitaka fruit and Haritaki fruit. Triphala has been mentioned throughout the millenniums as a tonic alterative and gentle aperient, valued for its ability to help digestion and elimination. Yet Triphala does much more. The most popular herbal remedies in the health food industry are laxatives because the most common ailments stem from constipation and bowel irregularity. Consider how tremendously valuable a formula is that not only regulates bowel movement but at the same time does the following:
Plus Triphala is safe. In fact it is so safe and so respected for its efficacy that a common saying in India is “when in doubt, use Triphala.” Studies by the Central Council for Research in Ayurveda found Triphala to be non-toxic. Animal studies show that Triphala increases growth in young animals, and stimulates the increased consumption of feed and water. Triphala has been shown to increase the mass and contractile strength of the heart, with no adverse effects noted through blood analysis. Triphala was found to reduce inflammation caused by toxins and by arthritis, and reduced pain and writhing in animals poisoned with acetic acid. In large doses Triphala was found to be hypoglycemic. Each part of this wonderful supplement has a specific activity on a particular element in the body. The gooseberry fruit balances fire. Vibhitaka balances earth and haritaki air. Triphala is especially good in summer because it not only balances excessive fire during hot days but also helps remove toxic wastes created by poor digestion. These wastes can create a thick greasy coating on the tongue, poor appetite, indigestion, constipation, joint pain, headache, orbital edema, sinus congestion, a feeling of coldness, mental confusion, and lethargy. The routine use of Triphala each morning detoxifies the body and balances the digestive tract. The Indian Gooseberry (Amlaki Emblica officinalis) is a tree found in tropical and sub tropical South Asia. The entire plant is medicinal, but the green fruits are used in Triphala. This fruit has immunomodulant, adaptogenic, antinflammatory, antimicrobial, antipyretic, and trichogenous properties. The fruit, on its own, is used in the treatment of erysipelas, dyspepsia, gastritis, biliousness, hyperacidity, hepatitis, constipation, flatulent colic, colitis, hemorrhoids, bleeding disorders, alcoholism, menorrhagia, anemia, diabetes, gout, osteoporosis, premature greying, alopecia, convalescence from fever, asthenia, mental disorders, vertigo, palpitations, inflammation, cough, and asthma. Modern research shows that Indian gooseberry contains extremely high concentrations of bioflavonoids and one of the most stable forms of Vitamin C. Several studies also suggest that Indian gooseberry possesses cancer-fighting properties as it significantly inhibited the ability of carcinogenic chemicals to induce liver cancer in experimental animal models. Studies also show that Indian gooseberry fruit protects against elevated cholesterol levels and arterial damage. Vibhitaka fruit comes from a large deciduous tree growing throughout India. This fruit has an astringent and sour taste, has diuretic and digestive properties and is used as a mild laxative activity, to reduce inflammation and fever plus helps reduce coughs and respiratory congestion. It is also used in the treatment of a broad array of digestive disorders including gastric ulcers, cholelithiasis, chronic diarrhea, dysentery, parasites, and hemorrhoids. Vibhitaka is also applied in topical preparations in the treatment of rheumatism and wounds. Haritaki fruit comes from tropical and sub tropical Asia. This fruit enhances digestion, sharpens the senses and has expectorant, antiinflammatory, anodyne, cardiotonic, laxative, antispetic, and antiemetic qualities. It is used in the treatment of a wide range of disorders including gingivitis, stomatitis, asthma, cough, dyspnea, dyspepsia, gastroenteritis, ulcers, diarrhea, constipation, IBS, hemorrhoids, candidiasis, parasites, malabsorption syndromes, biliousness, hepatomegaly, splenomegaly, ascites, vesicular and renal calculi, urinary discharges, tumors, skin diseases, leprosy, intermittent fever, rheumatism, arthritis, gout, neuropathy, paralysis, memory loss, epilepsy, depression, leucorrhea, diabetes, cardiovascular disease, anorexia, and wounds. Together these three fruits become Triphala and combine both laxative, nutritional as well as blood and liver cleansing actions. A popular folk saying in India is, "No mother? do not worry so long as you have Triphala." The reason is that Indian people believe that Triphala is able to care for the internal organs of the body as a mother cares for her children. Each of the three herbal fruits of Triphala takes care of the body by gently promoting internal cleansing of all conditions of stagnation and excess while at the same time it improves digestion and assimilation. Finally Triphala is not only powerful and effective, it is now easy to obtain and inexpensive. You can find it in almost every health food store or order it online. You can learn more about Triphala at http://www.planetherbs.com/articles/triphala.html Getting a good quality Triphala is really important. We like the formula prepared by Vaidya Mishra because the Vaidya is very particular about the quality of his products. Learn more at www.chandika.com at the supplements link. The 4th page of these supplements describes two products. Triphala and Triphala Rasayana. Back to lifestyles and the USA Today article…Jack also, fortunately, has the safest investment of all, his ability to serve. He has developed a service with a value that can rise with inflation. So if he needs more income, he can work a bit more. The third segment of this message looks at reasons why tomorrow. Until then, may you investments, wealth, health and life in the summer months be cool. P.S. Learn how to beat inflation as you enjoy Ecuador and the sun! See real estate for sale. Inspect the great markets as you learn about global investing and business this November. See spectacular visions at sunset like the shot of the Virgin of Quito below CLICK HERE FOR DETAILS
July, 2006 |
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